Terms of Use

Please read the applicable Terms of Use and the additional legal notices for the services you are claiming before proceeding to use this website.

Statement of Consent

By accessing this website and the services, products, information, opinions, materials, features, etc. contained or described therein (hereinafter referred to as "Information"), you declare that you have understood and agree to the Terms of Use. Please also read the additional legal notices for the services and products you claim.

Subject to change

The terms of use, legal notices and all information on the website are subject to change without notice. You should therefore review these Terms of Use periodically. If you do not understand or agree with any provision of the Terms of Use, please exit the website.

Access and Restrictions

The website is primarily intended for natural persons and legal entities domiciled in Switzerland. It is not directed to any person or entity in any jurisdiction where, by reason of that person's nationality, residence or otherwise, access to the websites of foreign financial service providers or their services or products is prohibited.

Persons in respect of whom such prohibitions apply must not access the website.

Financial services and products may only be distributed in certain countries and/or to certain persons. Restrictions can be found in the product documents such as the fund contracts, the key information documents, the factsheets, the sales prospectuses or in a distribution authorization list made available on the website. Persons to whom the provision of financial services or the distribution of all or certain products is not permitted may not access websites containing information about the products concerned.

Specifically, information contained on the website may not be distributed and/or redistributed to persons who are U.S. persons as defined in Regulation S under the U.S. Securities Act of 1933.

No Advice and no Offer

The information published on the website is exclusively for information and marketing purposes according to Art. 68 FinSA towards persons who are not subject to any restrictions regarding the access to the website due to their domicile. They represent neither advice - neither in legal nor in fiscal, economic or other respect - nor a recommendation or an offer for the purchase or sale of products, or for the conclusion of transactions or other legal business.

The fact that you access the website does not make you a client.

No Orders

We expressly state that it is not obligated to accept, execute or acknowledge any orders, revocations of orders, authorizations for business transactions or other legal declarations that are transmitted via the website.

Risk and Performance Note

There are risks associated with financial services and investments, including the potential loss of capital employed. The price, value and yield of investments can decrease as well as increase. Investments in foreign currencies are also subject to exchange rate fluctuations. The risks are described in detail in the respective current product documents, which should be read carefully before using financial services or purchasing products.

Past performance is not indicative of future performance and offers no guarantee of success in the future. Performance data has been calculated on the basis of reinvestment of any distributions and, in case of doubt, without taking into account commissions and costs charged on the issue and redemption of units, which have a negative impact on performance. The calculation is made in the product currency and may increase or decrease as a result of exchange rate fluctuations.

Disclaimer of Warranty and Liability

We apply the usual business care in the preparation of the information on the website. We do not guarantee that all information on the website is up-to-date, correct, accurate or complete. We reserve the right to update, change or delete information at any time without notice. The opinions and estimates expressed on the website reflect the view at the time of publication and do not constitute legal, tax or other advice of a general or specific nature.

The information on the website is provided "as is" and "as available". We disclaim any warranty that access to the website or individual functions on the website will be uninterrupted or error-free, that defects will be corrected, or that viruses or other harmful components will not be transmitted in connection with the use of the website.

We are not liable for the topicality, correctness, accuracy or completeness of the information on the website. As far as legally permissible, we exclude any liability for direct and/or indirect damages as well as loss of profit, which result from the use, the access to the information of the website, respectively to links to websites of third parties, or from the impossibility of the use or the access. This exclusion of liability also applies to all damages that are due to the fact that third parties have manipulated the website. In addition, we disclaim any liability for manipulation of your computer system by third parties.

Reservation of all intellectual property rights

Brand name as well as the corresponding logos are trademarks or protected intellectual property rights

All information on the website is protected by intellectual property rights and belongs to us or third parties. The information is free for private use only. No part or information of the website is designed in such a way that a license or a right to use a registered trademark, a logo, a picture or any other content protected by intellectual property rights is granted. Without a written consent, it is prohibited to systematically retrieve any content from the website in order to directly or indirectly compile a collection, database or directory.

We reserves all intellectual property rights (in particular copyrights and trademarks) with respect to all information and documents on the website and will use all reasonable efforts to enforce such rights.

Links to other websites

the website may contain third party content and links to third party websites. Links from the website to third party websites are provided for your information and convenience. These websites of third parties are completely beyond the influence of us, which is why we do not assume any warranty and responsibility for correctness, quality, completeness and legality of the contents of such websites as well as for possible offers and services contained on them. The responsibility for this lies with the operator of the websites accessed via the links. We cannot be made liable for it. Establishing connections to these websites is at the user's own risk.